Health Insurance

Health Insurance can be purchased all year round. However, it is important to know when is the best time to purchase these plans. The best time to select a plan is during open enrollment. Open enrollment period starts in November and ends in February every year.

 

During this time frame is when you can purchase major medical plans also known as individual or family medical.

 

Before or after open enrollment the only time you can get major medical is if you have a life event. Examples of a life event would be you moved to another state, had a birth of a child or changed employment.

 

If you need health insurance and did not make it in time for open enrollment or do not have a life event then you can purchase a short term medical plan.

 

Short term medical is designed for temporary protection. Click below if you want a short term medical quote.

 

If you need more coverage other than what is provided in major medical or short term then you can purchase supplemental insurance which provides additional protection against health care expenses not covered by your plan.

 

We will provide you and your family with the health plans that you need. From individual to family plans. Don’t worry we got you covered! If you have a business and need employee health we can help. We’re an independent agency, which means you have options.

 

With us, you’ll get the coverage you want for the premium you can afford. Quotes from us takes less than 15 minutes unless you have a more involved case. We’re large enough to handle all of your insurance needs but small enough to know you personally.

 

Having insurance minimizes what you have to pay out of pocket when an accident occurs. There are many important things that should be considered when obtaining insurance. That’s where we come in to make those recommendations.